Regain control of your finances using the home you own.
Unum Credit Home Loan is a home-equity-based debt consolidation solution designed to help homeowners simplify their debt and breathe easier.
If You Own Your Home You Pre-Qualify Immediately
You’ve worked hard for your home, now let your home work for you.
Ready to take back control?
Our friendly team is here to help, with a quick pre-qualification and no pressure. Let’s turn your home equity into your financial lifeline. Apply now to start your journey toward financial freedom.
The first step toward a debt-free life
Our innovative program is built for homeowners, even those with less-than-perfect credit or under debt review, who want a fresh start.
Your home stays in your name
Throughout the process (no title transfer or sale required, your house simply serves as collateral). The result is one lower payment each month, a brighter cash flow, and the peace of mind that comes with knowing you’re finally on track to eliminate your debt for good.
Why Unum Credit Home Loans
We offer competitive rates, personalised service, fast application process, experienced professionals, and flexible loan options. We are committed to providing excellent service and support throughout the entire loan process, making us a great choice for your home equity loan
A loan against your home
A home equity loan offers homeowners several benefits, including lower interest rates compared to credit cards or personal loans, saving on interest payments. It also provides access to funds for home improvements, education, or unexpected expense.
Consolidate Debt
A home equity loan can help consolidate high-interest debt into a single loan with a lower rate, making payments easier to manage and potentially saving you money, especially if you're struggling with monthly payments