Quick Pre-Qualification, No Hassles

Wondering if Unum Credit Home Loan is right for you? Find out in minutes with our simple pre-qualification process. We’ve designed it to have minimal friction – meaning it’s fast, easy.

Are you a home owner

Does your home have a value more than R450,000

Are you permanently employed with a single or joined income of R18,000.00

If you meet these criteria, congratulations you qualify

From an application, to approval sometimes under 48 hours

Take the first step toward a debt-free life

Find out now with our 60-second pre-qualification application. Empower yourself with knowledge – it’s risk-free.

Check if you qualify with just a few clicks. 

No lengthy forms

We’ll only ask for the basics – a bit about your property (location and value) and your current debts. No need to dig up piles of paperwork just yet.

No commitments & no cost

This initial check is free and carries no obligation. It’s simply a way for you to gauge your eligibility and potential savings. We won’t bombard you with spam or pushy sales tactics – this is your decision.

Instant feedback

As soon as you complete the quick questions, our system will let you know if you’re likely to qualify. You’ll get a prompt response, and if it’s good news, we’ll guide you on next steps to formally apply (and if not, we’ll let you know what other options you might have).